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Further, it was announced that Freedom cardholders would no longer acquire lost luggage reimbursement and travel accident insurance. It is okay to use your credit card, but aim to spend no extra than 30% of your credit limit. But it’s critical to note using 30% or significantly less of your credit limit is a basic guideline and everyone’s scenario may vary. No wonder 71% of Americans have credit cards that supply rewards, according to a study by Wells Fargo. Airline…